Terms of Service

Last updated: January 2026

1. Overview

This website is operated by The Points Guy in partnership with Mercan Group. By accessing and using this website, you agree to these terms and conditions.

2. Information Purpose

The information on this website is provided for general informational purposes only. It does not constitute legal, financial, or immigration advice. Investment immigration programs are subject to government regulations and may change without notice.

3. No Guarantee

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, or reliability of the information provided. Past performance is not indicative of future results. Investment returns are not guaranteed.

4. Professional Advice

You should consult with qualified legal, financial, and immigration professionals before making any investment decisions. The content on this website should not be relied upon as a substitute for professional advice tailored to your specific circumstances.

5. Third-Party Services

This website may contain links to third-party websites or reference third-party services. We are not responsible for the content, policies, or practices of any third-party websites or services.

6. Intellectual Property

All content on this website, including text, images, logos, and design elements, is the property of The Points Guy and Mercan Group or their respective licensors. Unauthorized use is prohibited.

7. Limitation of Liability

To the fullest extent permitted by law, The Points Guy and Mercan Group shall not be liable for any indirect, incidental, or consequential damages arising from the use of this website or reliance on information provided.

8. Changes

We reserve the right to modify these terms at any time. Continued use of the website constitutes acceptance of any changes.